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Blacklisted Car Finance

Ever wondered what the term "blacklist" or "blacklisting" mean? It refers to an old outdated system, years ago when the credit bureaus only kept all your negative credit history and information. Luckily things changed, nowadays the credit bureaus keep both positive and negative information regarding your accounts, payment history and defaults. It has also proved very beneficial in predicting the behaviour of consumers in the future, therefore helping credit providers determine how good or poor your credit health is.